Habitat gives Taosenos a chance to own a home in their community. Homeownership through Habitat for Humanity of Taos is affordable. Monthly mortgage payments never exceed 30% of a homeowner's monthly income. Our program also prepares our partner families for homeownership through sweat equity, financial classes, and homeownership counseling. Habitat for Humanity ReStores are nonprofit home improvement stores and donation centers that sell new and gently used furniture, appliances, home accessories, building materials and more to the public at a fraction of the retail price.